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Though initial estimates of the impact of the COVID-19 pandemic on health insurance premiums may have been overstated, there’s still no concrete picture of what the final effect of the pandemic will be. Though insurers right now are benefiting from a significant decline in routine and elective care (and passing those savings back to consumers, in some cases), those delays could create more expensive issues later. In addition, while the cost of covering COVID-19-related claims so far has been offset by the decrease in claims, a second outbreak later in the year could add tip the scales.

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Emily Payne

Emily Payne is managing editor at BenefitsPRO. A Wisconsin native, she spent the past eight years writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.

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