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IRS headquarters The proposal could help primary care doctors reduce the amount of time and money they spend on billing insurers and patients for specific services. (Photo: Allison Bell/IRS)

The Internal Revenue Service hopes to give workers a new way to pay for health care: letting them use ordinary health reimbursement arrangements (HRAs) to pay for direct primary care program memberships.

The IRS proposal could help a worker lock in everyday health care costs for a year, while owning low-deductible major medical insurance, or major medical insurance with a very high deductible.

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