tiny figures pushing giant piggybank up steep hill As they come back to work over the next few weeks and months, employers need to face reality: Their employees need to be better prepared for the unexpected. (Photo: Shutterstock)

The coronavirus pandemic came out of nowhere, jumped from the top rope, and body-slammed the already-vulnerable American employee. Nobody saw it coming. And now, four months into this thing? Nearly 43 million people have filed for unemployment.

It didn’t have to be like this for them. They could have had enough in savings to get them through a layoff. They could have eliminated the debt that’s eating into their ability to financially survive something like this. They could have had the peace of mind that comes with following a budget.

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