Hand blocking domino blocks from falling While there is still much we don't know about the downstream cost impact of COVID, employers should act now to put guardrails in place for the year ahead. (Photo: Shutterstock)

As communities grappled with business shutdowns and stay-at-home orders this spring, many employers held on to the hope that these measures — while often economically and personally painful — would be enough to "flatten the curve," potentially defeat COVID-19, and get us back to life as we knew it. Now as cases surge across the country, it's clear we're in for an extended period of upheaval that will continue to batter businesses and threaten the health of more Americans.

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