Cost v. revenue chart on chalkboard Health insurers will face limitations on their business models as a result of the Medical Loss Ratio, which limits the amount of profit an insurer can generate relative to claims paid.  (Photo: Shutterstock)

While hospitals’ finances have been hit hard by the coronavirus pandemic, the overall deferral of health care services by Americans has been a boon to health insurers. According to Moody’s latest report, health insurers’ earnings were up 87% over the same period last year.

“Thus far, the pandemic has been tracking most closely to our mild scenario, which projected between 0.8 – 1.0 million total hospitalizations,” the latest report states, recalling the investment advisor’s April 2020 predictions. “We estimate that cumulative hospitalizations to date have been approximately 500,000.”

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Emily Payne

Emily Payne is the current deputy editor for ALM's Business & Finance Markets and former managing editor for BenefitsPRO. A Wisconsin native, she spent the past eight years writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.

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