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A widely read article from earlier this summer declared the 401(k) plan was no longer relevant in today’s world. But a vehicle that holds $5.6 trillion in investor dollars and more than 19% of total U.S. retirement assets can’t be obsolete. Can it?

The truth is the 401(k) is one of the greatest benefits ever created through legislation. It was meant to make it easier for employees to save for retirement, providing more options and a vehicle to supplement Social Security and other retirement savings.

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