The increase in wealth associated with a delay in claiming Social Security retirement benefits rises for longer life expectancies, lower discount rates and no benefit reduction — and it can be substantial.
Investing today is tough. In my prior column, I discussed the very real possibility that interest rates could remain low for a long time, especially if the really, really long-term historical trend (going back to 1311) continues. That doesn't leave too many great investing options for retirees today.
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