Stethoscope and dollar Managing the health of a large and chronically ill employee population can create a significant financial burden for self-insured employers. (Photo: Shutterstock)

As employee benefits advisors work with their self-funded clients to build the ideal pharmacy benefits plan for the coming year, one thing worth considering is the significant differences in employee populations' health status from one sector to the next. Work and working conditions shape individuals' exposure to a wide array of physical, environmental, and psychosocial factors that can influence health.

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