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Health care reform collage While decoupling won’t solve every health care problem, it could provide desperately needed options for those who are perhaps more worried about their health and finances than ever before.

The COVID-19 pandemic is reshaping our notions of work, health, education, racial disparity and personal freedoms—all issues long overdue for change.

The most lasting and important impact we might see when we’re on the other side of the pandemic could include a major reset of our employer-sponsored health insurance system. And the tip of the spear in that transformation is something that you may not have heard before but that has gained incredible momentum in Washington, D.C. over the spring and summer: decoupling.

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