BCBS's two largest plans might find employers are more willing to work with them if they can offer large, multistate networks that competitors have previously had a lock on.

Insurers are gearing up for increased competition following Blue Cross Blue Shield's antitrust settlement. Back in September, the Blue Cross Blue Shield Association tentatively agreed to a $2.7 billion settlement to resolve antitrust claims levied by over 1 million individual and corporate policyholders.

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