Cost v. revenue chart on chalkboard Decreases in health-care utilization and claims costs have contributed to relatively high gross margins among individual market insurers this year. (Photo: Shutterstock)

Consumers will have more insurance options in the Affordable Care Act marketplace in 2021 for the third consecutive year.

Thirty insurers are entering the individual market across 20 states, and an additional 61 insurers are expanding their service area in states in which they already operate, according to research from the Kaiser Family Foundation. States will have an average of three insurers in 2021, up from a low of three-and-a-half in 2018 but still below the peak of six in 2015. The number of insurers per state ranges from one company operating in Delaware to 13 in Wisconsin.

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