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silver compass with red needle that points to years and specifically to 2021 (Photo: Shutterstock)

As we near the end of 2020, it is time for business owners to start thinking about a crucial aspect of year-end planning: a review of their company-sponsored retirement plan. While it is important for owners to review and analyze their retirement plan offerings every year, it is even more so in 2020 due to the passing of the CARES Act as a result of the unprecedented impact from the COVID-19 pandemic.

Depending on a company’s demographics and unique needs, corporate retirement plans sometimes have very different purposes. On one hand, retirement plans can serve to retain and benefit employees and have minimal benefit to business owners.

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