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In a year of unprecedented global disruption, effective leadership has hinged on the ability to adapt. Our behavior on a societal and individual level—from how we work, to how we live, to how we approach financial decisions—has changed significantly, and one question on everyone’s minds as we approach a new year is whether these changes are here to stay.

Our firm helps corporate leaders and employees manage their investments and finances, and so doing serve as a sounding board for their plans, goals, strategies, and concerns. This year truly tested the mettle of the C-suite unlike any other. Here’s what we heard:

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