Thank you for sharing!

Your article was successfully shared with the contacts you provided.
Stethoscope and dollars A base buy-in program would raise premiums and out-of-pocket costs for younger members of these plans since some over-50 members would no longer be contributing to that insurance pool. (Photo: Shutterstock)

Expanding access to Medicare through proposed “Medicare buy-in” legislation would have only a modest effect on costs and coverage in the United States, a new study by the Urban Institute finds. Still, the programs, which would allow Americans under 65 to buy Medicare plans, would allow approximately 1.5 million to 2.5 million more people to be insured under Medicare, and would result in slight spending decreases because Medicare reimbursements are set lower than commercial insurance options.

The new study looks in detail at legislative proposals that have gained attention in recent years. The overall goal of these plans is to make Medicare available to those in the 50-64 age group, some of whom are uninsured or underinsured due to affordability issues with insurance plans currently in the market.

Complete your profile to continue reading and get FREE access to BenefitsPRO.com, part of your ALM digital membership.

Your access to unlimited BenefitsPRO.com content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical BenefitsPRO.com information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events.
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join BenefitsPRO.com now!

  • Unlimited access to BenefitsPRO.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
  • Exclusive discounts on BenefitsPRO.com and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.