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Saying that Americans don't save enough for retirement is a bit like declaring water to be wet. Only 30% of savers say they are very confident that they will have a comfortable retirement, according to the Employee Benefit Research Institute's 2020 Retirement Confidence Survey. But unlike water and it's moisture properties, the lack of retirement savings isn't a foregone conclusion. There's a lot plan sponsors can do to help workers save and improve their retirement readiness.

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