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“If you value your integrity, then be prepared to take a beating from those who have none.”

Let’s face it. Most of us were treading water financially in 2020, especially small business owners. We were battered by the waves, getting pulled back and forth and praying that when there was a break in the chaos, we would have a shore to go back to.

As of September 2020, more than 150,000 small businesses, according to CNBCm had to shutter their doors due to changing economic conditions. People lost their homes and their once thriving businesses overnight. I don’t mean to focus only on doom and gloom, because there were some silver linings for other business segments in 2020 and 2021; primarily big business.

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