Pie chart with dollar image Although a whopping 98% of respondents believe a self-funding strategy will be best for their customers in the long-term, half still see the majority of their business coming from fully insured. (Image: Shutterstock)

"It's not you, it's me." It's a breakup conversation that's long overdue for employers still clinging to their fully insured health insurance plan. Unfortunately, too many employers are avoiding that conversation and still tricking themselves into thinking their relationship is solid.

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Emily Payne

Emily Payne is director, content analytics for ALM's Business & Finance Markets and former managing editor for BenefitsPRO. A Wisconsin native, she has spent the past decade writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.