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When 403(b) plan participants have more choices of investment providers, they tend to have higher annual contributions, higher account balances and "more positive attitudes toward their 403(b) plan overall," according to a December white paper from Equitable. The paper, "Benefits of multiple 403(b) providers," was written by Edward Kenney and Tali Yarmush of Equitable, in partnership with Zeldis Research Associates.

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