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older worker in hardhat in warehouse job with coworkers standing behind him (Photo: Shutterstock)

Many older Americans plan to delay retirement as they play catchup because of financial losses during the pandemic. However, new research shows that working longer is not the solution to the problem as previously believed.

“Spreadsheet models used by advocates of delaying retirement assume older workers delay claiming Social Security to accrue additional benefits,” according to a research report from Teresa Ghilarducci, Michael Papadopoulos, Bridget Fisher, and Anthony Webb at the Schwartz Center for Economic Policy Analysis, The New School.

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