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U.S. employers can assume that eight in 10 of their workers have experienced at least one unexpected financial need in the past 12 months. “In a global pandemic, it’s shocking that so many CEOs and HR leaders think their employees are in excellent financial health,” said Matt Pierce, founder and CEO of the financial wellness company Immediate. “They have a much bigger problem than they’re aware of.”

Households across all income levels have been hit with unprecedented financial stress during the pandemic. The impact is being felt in the workplace, making workers less effective, with potentially dire outcomes — especially in industries such as health care, where mistakes can be fatal.

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