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stylized green HSA card (Photo: Shutterstock)

In 2020, the COVID-19 pandemic changed every aspect of our lives, including how employers and employees view healthcare benefits, especially Health Savings Accounts (HSAs). 2020 underscored the need to be better prepared for health expenses and the significant financial benefits that HSAs can offer for both emergency health care spending and retirement savings for employees. When combined with a high-deductible health plan, HSAs offer savings and tax advantages that a traditional health plan can’t duplicate.

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