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Although employer-funded health insurance usually ends with retirement, the demand for health care does not. The average retiree will have costs of $5,000 to $6,000 per year even after considering the services covered by Medicare.

“Employers will play an essential role by helping employees determine their health-care costs in retirement, understand different retirement health-care options and create an appropriate savings plan that fits their individual needs,” according to a new report from Willis Towers Watson.

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