Health care and family With premiums escalating for every family member added to a health plan, even employees with health coverage through their employer often can’t afford to cover their dependents.

Because of rising health care expenses, many employers elect to offer their employee populations high deductible health plans (HDHPs), which provide unattractive benefits because of the expenses involved. According to Kaiser Family Foundation, the average premium for family coverage has increased 22% over the last five years and 54% over the previous 10 years. These premiums have significantly outpaced the growth of workers’ wages and inflation during that same period.

Related: DPC brings non-benefited employees into the fold

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2022 ALM Global, LLC. All Rights Reserved.