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Explanation of Benefits Much of the discussion focused around short-term health insurance policies, which have been exempted from the rules that apply to ACA-compliant major medical insurance policies. (Photo: Shutterstock)

Dean Cameron made a strong case for carefully designed short-term health insurance policies, and the value of health insurance agents and brokers, earlier this week at a House hearing on updating the Affordable Care Act.

Cameron — who is the director of the Idaho Department of Insurance and the president-elect of the National Association of Insurance Commissioners — said the locally run ACA public health insurance exchange in Idaho gets about 80% of its business through agents.

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