Most companies are conducting business differently than they did pre-pandemic. Many employees are still working remotely, budgets have been cut, travel has been restricted and work teams are continually being asked to do more with less, just to name a few.

The employee benefits landscape has changed, as well. Employees have different priorities as a result of the pandemic, many of which are focused around financial well-being. Employees are dealing with new economic realities at home after experiencing significant changes, such as a spouse being laid off, an unexpected expense derailing their budget, or any number of other unexpected challenges encountered during an unprecedented year. Employees are, therefore, looking at benefit choices differently. For employers, this means that benefits previously thought of as "nice to have" are now a "must have" in the benefits package.

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