Health Care Binders On top of the new law, the pandemic-induced reduction of workforce hours already presents increased risk of employers' plans being classified as unaffordable. (Photo: Shutterstock)

The American Rescue Plan, now federal law, is resulting in some of the biggest changes to the Affordable Care Act (ACA) since the ACA's passage more than a decade ago. The new $1.9 trillion stimulus package supports healthcare affordability and increases marketplace access for millions of Americans by expanding consumer eligibility for premium tax credits to pay for health insurance premiums.

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