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Fantasy sports concept An employee will spend dozens of hours a week for the chance to win a few hundred dollars in a fantasy league, then spend 10 minutes allocating $15,000 or $20,000 a year in benefit expenses.

Millions of people play fantasy sports. In fact, many spend almost as much time curating their rosters and tracking stats as they do on their full-time jobs, taking a great deal of time to calculate the benefits of a particular player or defense.

Meanwhile, late last year while they were deep in the throes of trying to win a fantasy league, many of the same people took around 10 minutes to make their enrollment decisions for the employee benefit plans offered by their employer.

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