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The category of “pre-retirees” is being redefined as more than one-third of workers younger than 54 saying they aspire to retire by age 55.

In 2020, more consumers (39 percent) anticipated retiring before age 65 than in any year since in 2010, with 18 percent of those saying they plan to retire by age 59, according to the research firm Hearts & Wallets.

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