Health insurance form The original House bill, which called for creating a state-run public option if insurance companies didn't voluntarily lower premiums, was amended after resistance from providers and hospitals.

The Colorado state Senate on Wednesday passed a bill requiring insurance carriers to gradually lower premiums by 18% by 2025. It also calls on the state's commissioner of insurance to develop a standardized health insurance plan that private carriers would have to offer on the individual and small-group markets.

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