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Cost v. revenue chart on chalkboard Of the 75 insurer filings submitted, only 13 said the pandemic will have an upward effect on their costs. (Photo: Shutterstock)

After an unpredictable roller-coaster ride during the pandemic, most individual market insurers participating in the Affordable Care Act Marketplace expect a return to normal for 2022.

The Peterson-KFF Health System Tracker reviewed preliminary rate findings in 13 states and the District of Columbia. It found that most insurers expect health utilization patterns to return to their pre-pandemic levels and generally aren’t expecting any additional costs or savings related to COVID-19 in their 2022 rates. Of the 75 insurer filings submitted in these states, 16 predict that COVID-19 will have an impact in 2022, generally pushing rates up by less than 1%.

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