Carrot on line with people chasing As always with vaccine incentives, the question is whether to use a carrot with discounts or a stick such as a premium hike. (Photo: freshidea/Adobe Stock)

(Bloomberg Opinion) –With the highly transmissible delta variant spreading rapidly in the U.S. and COVID-19 vaccine uptake in some areas still disappointingly low, it makes sense to push every lever available to get people protected. One underused tool is the cost of health coverage.

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