Advance pay app concept Also known as earned wage access, on-demand pay simply means workers can tap into their earned wages before the traditional payday. (Photo: Shutterstock)

It's no surprise the past year has drawn much-needed attention to the critical role employers play addressing the financial wellness of their employees. This need, coupled with the increased challenge faced by businesses to attract and retain top talent, has led forward-thinking organizations to embrace intelligent technologies that address both priorities.

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