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The COVID-19 pandemic has undoubtedly impacted people’s mindset on health and wellbeing, but it has also been a financial wake-up call that’s prompted many Americans to rethink how they plan for their futures. For employers, this means reconsidering the benefits, especially around retirement preparation, that they offer their employees.

The 2021 HSA Bank Health & Wealth Index found that future financial preparedness for Americans is a serious concern. Ninety-three percent of consumers over 55 years old are worried about current or future medical bills and of those consumers, more than one-third reported they rarely save money for future healthcare expenses. 



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