Cost control One recommendation? Provide a zero-premium, zero-cost-sharing insurance option for Medicaid-eligible adults in the coverage gap in the 12 states that have not yet expanded their programs. (Photo: Shutterstock)

The Commonwealth Fund outlined several proposals to contain health insurance costs in testimony before the U.S. Senate Committee on Finance last week.

“The United States has a health-care spending problem in commercial insurance,” said Sara R. Collins, Ph.D., vice president, health care coverage and access, for the organization. “This is demonstrated by the amount that the 180 million people with employer and individual market plans pay for their insurance and health care. New research from the Health Care Cost Institute shows that among people with employer insurance, spending per person grew by 21.8%  between 2015 and 2019, outpacing both inflation and GDP growth.”

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