Cost control One recommendation? Provide a zero-premium, zero-cost-sharing insurance option for Medicaid-eligible adults in the coverage gap in the 12 states that have not yet expanded their programs. (Photo: Shutterstock)

The Commonwealth Fund outlined several proposals to contain health insurance costs in testimony before the U.S. Senate Committee on Finance last week.

“The United States has a health-care spending problem in commercial insurance,” said Sara R. Collins, Ph.D., vice president, health care coverage and access, for the organization. “This is demonstrated by the amount that the 180 million people with employer and individual market plans pay for their insurance and health care. New research from the Health Care Cost Institute shows that among people with employer insurance, spending per person grew by 21.8%  between 2015 and 2019, outpacing both inflation and GDP growth.”

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

BenefitsPRO Broker Expo 2024Event

The premier educational and networking event for employee benefits brokers and agents.

Get More Information


Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.