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collage of woman hands on laptop and word HSA (Photo: Shutterstock)

Among COVID-19’s many impacts, the pandemic underscored anew the tension that can arise when employees, especially younger ones, need to choose their workplace health plan option:  How to secure affordable health care coverage that also offers sufficient protection against unforeseen, potentially weighty out-of-pocket healthcare expenses?

For many employees, the answer can reside in an often-overlooked benefit built into high-deductible healthcare plans (HDHPs): the health savings account (HSA).  In fact, for employers and employees alike, HSAs offer compelling advantages when it comes to cost effective healthcare – with the striking added benefit that an HSA can even help enhance retirement financial security.

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