Throughout the decades, American workers have come to rely on an ecosystem of public and private benefits that, for the most part, came together piece by piece. And while policymakers have tried their best to make these different moving parts work together seamlessly, sometimes these benefits clash in an unintended way that creates a financial burden to unaware participants. The confluence of Medicare Part A, Social Security, and Health Savings Accounts (HSAs) is an example of this.
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