red rising arrow with dollar sign For plan sponsors interested in helping their participants not only engage with their plan but help boost their savings, a comprehensive approach is the best strategy. (Photo: Shutterstock)

American savings rates are in a strong position according to Empower Retirement’s Empowering America’s Financial Journey survey. In fact, 67% of Americans are actively engaged with their retirement and financial planning.

However, the three-legged stool of retirement involves not only personal savings as one leg, and government assistance as another, but also the leg of employer-sponsored retirement plans such as defined benefit (DB) and defined contribution (DC) plans.

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