Health care in the United States has become increasingly unaffordable, challenging patients, providers, and pharmacies alike. It's an unfortunate reality of our times. One in 5 adults report they can't afford quality care. Uncompensated care hovers around $40B annually. And the COVID-19 pandemic continues to strain the resources of our health care system. What lies ahead? 

Against a backdrop of growing financial burden, these three trends tell the story of where health care affordability is heading in 2022 and beyond.

1. Expect more patients to be in financial distress and needing financial assistance.

Out-of-pocket expenses and premiums are expected to rise in 2022. Coupled with rising living expenses, it's becoming even more challenging for people with chronic conditions needing high-cost specialty treatments to afford care.