collage of head shots of younger people (Photo: Prostock-studio/Adobe Stock)

Providing more generous subsidies for younger Americans on the Affordable Care Act (ACA) exchanges would result in lower costs for ALL enrollees, a new study found.

The study, by Pietro Tebaldi, an economist at Columbia University, was published by the National Bureau of Economic Research. The analysis suggests that by making ACA products more attractive to younger Americans, exchanges could create larger insurance pools, which would lead to a stronger economic base for the exchanges. In the end, the paper argues, this would bring enough money into the system to lower costs overall.

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