HRA card (Photo: Shutterstock)

Health Reimbursement Accounts (HRAs) are a flexible health care financing tool that can be used by employers to assist their employees with paying for out-of-pocket medical expenses. However, HRAs come in many different shapes and sizes, allowing the plan design to be tailored specifically towards employees' business needs. Choosing the right plan design for your HRA can be a bit of an art form. But, follow these five questions to determine the HRA and plan design that makes the most sense for your employees.

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