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Even with increases in cost sharing, the percentage of working-age adults with past-due medical debt has remained the same since 2015, a new report from the Employee Benefit Research Institute found.

“Despite deductibles trending upward alongside coinsurance rates and copays for nearly two decades, we found the share of adults with past-due medical bills has remained stable over the past six years and has decreased slightly over the past decade,” says Paul Fronstin, director of health benefits research for EBRI. “The data presented in this paper are timely given the recent announcement that the three major credit bureaus are overhauling how medical debt is reflected on credit reports.”

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