According to Willis Towers Watson's 2022 Global Benefits Attitudes Survey, almost half of U.S. employees are looking for a new job or plan to soon. Better pay, health benefits, job security, flexible work arrangements and retirement benefits were the top five reasons driving workers to seek new employment opportunities, according to the survey. As the labor market remains strong, it's a good time to help your clients consider income protection through individual disability insurance as part of their benefits package.

What is individual disability insurance?

Disability insurance helps protect what is often consumers' greatest asset: their ability to earn an income. It's a personal, portable financial protection tool that provides a monthly disability benefit if the insured becomes disabled that is beyond what is available through employer-sponsored benefits. Policies can be customized through riders, for an additional cost, to fit clients' unique coverage needs and some policies even offer dividends or discounts for being an existing customer.