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Employer based insurance (ESI) might be approaching a tipping point, as years rising costs have both consumers and employers feeling that health insurance is increasingly unaffordable.

This is the conclusion of a new report from the Center for American Progress (CAP), which has published an analysis entitled: “Health Insurance Costs are Squeezing Workers and Employers.” It’s not a new theme for anyone in the benefits business, but the CAP report lays out the numbers to illustrate the ways ESI has been adjusted to address rising costs — without addressing the root cause of the problem.


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