Many members of Generation X are pessimistic about their retirement prospects. Only one-third believe they will retire by age 65, according to a new survey by the real estate education platform Clever Real Estate.

“Americans continuously experience stress over their finances,” the survey report said. “Gen X is no exception. Even more sobering, 68% of Gen X worries they will have to reduce their standard of living in retirement. More than half also are concerned they won’t be able to afford housing in retirement amid rising home prices, without a significant dip in sight.”

Among the key findings of the survey:

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