Hospital billing statement

Half of U.S. employees with employer-sponsored health care said in a recent survey that paying their share of that coverage is causing them pain. Worse, nearly all of them said the stress was contributing to a decline in their health.

Those were among the discouraging findings released by PayMedix, a firm that extends credit to consumers in exchange for paying outstanding medical debt. PayMedix polled more than 1,000 such plan members, as well as 210 HR benefits managers, to gauge the effects employer health plans and skyrocketing medical costs were having on insured consumers.

The survey found that out-of-pocket costs, coupled with high deductibles, were particular sources of concern. Survey highlights include:

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