How HSAs Can Help Manage Health Care Expenses — Now and In the Future


Cost: Complimentary


Date: Wednesday, August 16, 2023


Time: 2pm EST | 11am PST


Produced and Sponsored by:



It’s no secret that health care costs are higher than ever, or that employees of all ages find it a challenge to cover them. Over the last two years, more than 50% of employees have taken steps to reduce health care costs, with 20% not paying other bills, like rent, car payment and utilities to pay for their medical expenses. And they’ve cut costs in other ways, which could greatly affect their futures and their health. Health savings accounts (HSAs) are desirable to your clients’ employees because of their triple tax advantage — contributions are tax-deductible, the money in an HSA can be spent tax-free on eligible medical expenses, and earnings on money invested grows tax-free. Plus, HSAs help employees deal with their concerns over the rising cost of health care — now and in the future.


Join this complimentary webcast and discover the steps your clients can take to help employees better control health care costs and save money. You’ll learn to:

  • Understand all health benefits available outside of traditional insurance coverage

  • Make the most of available tools to help find the best care options for clients

  • Communicate how HSAs save employees money and pay for health care

  • And more!



Ruste Pontenberg | Vice President, Manager Healthcare Services Sales | UMB Healthcare Services

Ruste Pontenberg is the Vice President and Sales Manager for UMB Healthcare Services located in Fort Wayne, Indiana; He has 32 years of consumer and small business banking experience. Ruste is a graduate of Ball State University and Pacific Coast Banking School. He also holds Life, Health, Property, and Casualty licenses in the State of Indiana. As a license insurance agent, he understands the challenges faced by today’s transitional healthcare environment and Human Resource/Benefit Specialists.

Register Now

Can’t attend? Register here for an on-demand recording after the webcast.