When it comes to addressing employees' caregiving needs, there's a perfect storm brewing on the benefits horizon – and turbulence in the long-term care forecast. 

That's because employers face a looming crisis that combines an aging employee population with a growing need for long-term care, a workplace plagued with increased demands on employees who serve as caregivers, and skyrocketing health care costs in the U.S. that have hit $4.3 trillion annually. 

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