The law introduces several key provisions that enhance accessibility and inclusivity in fertility treatment:

Expanded insurance coverage: Employers offering large-group health plans must now cover up to three completed egg retrievals and unlimited embryo transfers, increasing the likelihood of successful pregnancies.
Redefined infertility eligibility: SB 729 broadens the definition of infertility, ensuring that single individuals and LGBTQ+ employees receive equal access to fertility treatments, rather than limiting benefits to heterosexual couples.
Financial relief for employees: By mandating insurance coverage for IVF, the law removes a major financial barrier, making fertility treatments more accessible to those who need them.

H.R. 2828: Expanding fertility coverage to federal employees

While SB 729 primarily impacts private-sector employers in California, H.R. 2828—the Family Building FEHB Fairness Act—aims to extend IVF and infertility coverage nationwide by mandating that all Federal Employees Health Benefits (FEHB) plans include assisted reproductive treatments. If passed, this federal legislation would ensure comprehensive fertility coverage for federal employees, setting a precedent that could encourage private employers to expand their own benefit offerings.

Instant Insights /

Expanding IVF coverage: State and federal mandates reshaping workplace benefits

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