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State-run auto-IRAs are boosting retirement access
Market Insights December 17, 2025 at 04:22 PM
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What You Need To Know
- Fears that state-run individual retirement accounts would stop employers from starting retirement plans appear to be overblown.
- Instead, there is evidence that the presence of auto-IRAs leads to increased offering of employer plans.
- The reasons appear to be more behavioral than rational.