Financial strain causes drop in retirement savings rate

News April 10, 2026 at 03:15 PM
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What You Need To Know

  • Declines in savings rates were greatest among workers who earn between $50,000 and $150,000 annually.
  • Just 58% of workers who bring in less than $50,000 participate in a retirement plan.
  • Since 2022, Generation Z participation, savings rates and contribution levels have improved faster than any other generation.